Category: Uncategorized

Discouragement can be a new web designer’s greatest enemy. I know this because I’m constantly struggling with it every day. I usually find myself thinking: it’s too much to learn, I’m too far behind, I’m not as good as the other guys/girls or I feel like I’m wasting my time. Then I start to second guess myself. All of these thoughts pop into my head more than once every day, and it’s an ongoing struggle to get past all the doubts and uncertainties.

Is it going to stop you? Will you fight the constant urge to just quit? That decision can only be made by you.

Deciding to start a career in Web Design is the first part. The advantages are very appealing. However, the difficulties of reaching your goal can be misleading. It calls for countless hours in front of a computer, learning, reading tutorials, and trial and error until you get it down. But learning is only the beginning now you have to make a portfolio, and look for work. The competition on free lance job boards is fierce. How is someone with no portfolio supposed to stand out? You don’t, free lance job boards are so overcrowded that there is almost always somebody out there with work to show for who will do the job for very cheap leaving you out of luck. You need a portfolio so you do work for free or maybe you get lucky and get to code somebody’s design but at the end of the day you’re getting discouraged and those thoughts keep popping into your head, but you shouldn’t quit. The world is yours take it if you want it. So if it’s there why not take it?

In this phase of the road to becoming a web designer, I always try to remember these things:

• Don’t compare myself to other people.
• Prioritize and Plan.
• Never stop learning.

 

Don’t compare yourself to others

This is the biggest cause of my discouragement, the other day I went on because I was thinking of selling some WordPress Themes on their market. Website laten maken I looked around to see if anything I had done was good enough and found out that the stuff they sell there is really good! I immediately got this sense of discouragement because I felt like none of my stuff was anywhere near as good as that. Not to mention the complexity of the design functionality this was a bit beyond me. I figured I had 2 choices.

1. I’m never going to be that good so why try?
2. Damn that’s really good I want to get there someday.

 

I chose option number 2, because it’s no good putting yourself down every time you see someone’s work that’s better than you. There will always be somebody better than you.

Prioritize and Plan

I recently acquired enough knowledge and skills to put into practice. Right now I’m at a stage of excitement and eagerness to work which in turn has caused me to take on more than I could handle. After learning of all the exciting ways to make cash flow, I found myself working on so many things. I didn’t know how to use my time or what to work on and when. I started getting discouraged because I was spending all this time on it but wasn’t getting any work done. I knew I needed to be more organized so I wrote out my short term goals for each project on paper and by doing that I got a lot more work done. I prioritized them with a list and then wrote out a plan to reach my goals in turn making me a lot less discouraged about feeling like I’m wasting time.

Never Stop Learning

Learning is an ongoing act of life. We live we learn that’s what we do. Web Design is always changing and upgrading so you have to stay on top of the game or you’ll get left behind. This might sound like more of a discouragement rather than encouragement, but it really is encouraging. Everybody has to not just you, so your not alone. Just keep learning and you’ll be fine.

I’m starting to understand that I’m definitely not the only one that has ever had these thoughts and when I look at those who have paved the way for people like me to follow I feel reassured that discouragement is normal and everyone goes through it at some point, and if I try hard enough I could reach the same level of success.

If you want to earn some amount of extra money without investing, much then playing at Euro Millions lottery is a good choice. This lottery system has become highly popular amongst players in European countries and you can become a part of this game as well if you fulfill the basic eligibility requirements.

Once you have checked the eligibility criteria and found yourself eligible for playing the game, it is time to start playing the game. Before you can play the game, you have to buy lottery ticket either online or in person from some National Lottery Agent. One thing about which all the players seem to be worried is odds of winning. If you are also looking for similar information, you have landed at the right place.

Playing the EuroMillions Lottery

The game of Euromillions Lottery is conducted in following manner:

 

• Five numbers have to be chosen from 1 to 50 which are called main numbers
• Two different numbers to be chosen from 1 to 9 that are known as lucky stars.

 

On every Tuesday and Friday, numbers are drawn randomly by using two matka result different machines. One machine contains 50 balls in it and this machine is known as Stresa.

Apart from Stresa, a machine called Paquerette is used that contains nine balls in it and it is used for drawing lucky stars.

Odds of Winning the Euro Millions Lottery

Now once you are familiar with the game pattern it becomes easier to understand the chances of winning the game of EuroMillions lottery

 

1. If a player wants to know the chances of winning the Euro Millions Jackpot then the odds of winning the game are rare. The odds of winning the jackpot at Euromillions are 1 in 76,275,360. With this number, you can easily gauge how difficult it is to win the jackpot.
2. If you do not want to aim at jackpot and you are satisfied by winning any prize at Euro Millions lottery then you would be glad to know that the chances of winning the prize are high.

 

The odds of winning any prize are 1 in 24. The chances of winning in simple words can be interpreted as follows:

A player can win prizes twice a year if one ticket is played every week. Thus, if you play with more than one week every week then chances of winning the game would increase manifold times.

Myths about Odds of Winning the EuroMillions Lottery

Many people think that if they have not won any prize for consecutively 23 weeks then they would be winning the prize in 24th week without fail. However, this is not true as chances of winning the game every week is 1 in 24. Thus, one can never be sure about when he would be going to win the prize.

 

Before signing up for any online casino that you want to play in, you need to know what it is that you are looking for and what it is that you want to have in your games. Do you go for plain entertainment? Do you fancy getting some nice, clean fun? Are you in it for the money? Or, are you the more delusional one that would want to have more winning chances than losing chances? If, for example, your kind of casino is the one that offers the last, then you are surely in for the biggest problem in your life once you start your gambling career.

The major reason why online casino became a phenomenal success is obviously because of the convenience it offers to players. They can enjoy all the casino game of their choice in the comforts of their house with just the use of their very handy mouse. In contrast to the more strict and formal environment of traditional casinos, online casinos might just be the breather that most laid back gamblers are looking for. Moreover, online gambling also answers the problem in distance. Gone are the days when you have to go through all the hassle of travelling for miles just to reach a casino and having to look for a free table where you could play.

Have fun while winning money

The best way to start winning money easily is to start gambling online as you have more chances of winning once in a while. If you have this kind of attitude then you surely have a bright future waiting for you when you start playing casino games such as poker and joining tournaments. dominoqq asia Always remember that even the most skilled casino players also started as a rookie like anybody else. It is just a matter of being able to develop a full-proof strategy from the experience of playing casino games.

Needless to say, with the coming of casino sites, more opportunities of being able to win money while having a great time have been made available to more people.

However, you should never forget about your budget. Always asses how your luck is going and have enough will power to stop if you think you are not having a lot of winning streaks. It is extremely difficult to think about the effects of the losses that you will incur especially if you are in the height of your emotions while playing the game. Make sure that you always bear in mind what would happen after you spend beyond what you should. For most gamblers, they would always develop this confidence in them that would make them go all the way. There are also those, on the other hand, that may just want to find a way out. There are some cases when people who just want a way out would end up on the losing end.

These kinds of predicaments are the usual reason why a lot of gamblers often experience problems when deciding whether they should go on spending their money or stop right on their tracks as they are not going to win any more. In order to keep a sound mind when betting and still have enough wits to know when to stop, make sure that you are in full control. This means even if you are at home playing online casino, make sure that you do not couple your enjoyment with too much alcohol as it could blur out your senses. Most of all, make sure that you keep yourself entertained and maintain sportsmanship.

Lets be honest, who here wouldn’t LOVE to earn money playing games? Well the fact of the matter is it is possible! What’s even better is you can do so without risking ANY of your own money. Let me introduce to you Moola, the site that has paid out over $8,700,000 and pays via PayPal and Check!

Moola is a great one of a kind site that allows users to earn free money playing simple, addictive alone games without risking any of their personal money. As you can see from the screenshot above, I currently have $3.42 in my Play Account and $5.08 in my Savings account. I do not use this site much because I am busy with other activities online, but I will explain briefly how to earn using it.

How To Earn:

There are three main ways to earn with Moola:

1. Play Games! When you start out, you are given 1 free penny. You can then bet this penny while playing one of the available games (see below for detail on the Games). If you win, you get .02; however, if you lose you lose the penny. NOW FOR THE GOOD NEWS! You get then receive another FREE penny and can try again! How can you earn when you are just given one penny to start with? Well, think about how fast that can be doubled. Say you win, then bet .02 and win, then you will have .04. You can wager that and if you win you will have .08. Win 30 games in a row and you will have over $10,000,000

2. Refer friends! Getting your friends to join is a great way to earn more money. situs judi slot gacor terpercaya For every friend you refer to joining Moola, you will earn 4% of what they earn! This may not seem like much, but get a lot of friends to join and you can bring in a lot from this! Whats even better is you also earn for the friend’s referrals! The tier goes 4 deep! As previously stated, you get 4% of your Referrals Earnings, 3 % of their Referrals Earnings, 2 % of their Referrals Earnings, and 1 % of their Referrals Earnings! Let me be clear, you are not actually taking money from their account, Moola just credits you with that amount of money. So lets say you have 10 people sign up, they have 10 people sign up, they have 10 people sign up, and they have 10 people sign up. Now you have 100 people in your downline. If all of them earn $100, you have just earned $100 by simply referring people!

3. Booster Zone! Moola also offers a Booster Zone. Here, you complete offers, some are free and some cost, and for doing so you are rewarded with free cash into your account! This is a great way to start earning so you can wager more and earn faster!

The Games:

Moola allows users to choose from many easy to play games to earn from. There is Hi-Lo, a simple card game where you predict if the next card will be higher or lower than the previous card, Ro-Sham-Bo-Fu, a game based off Rock Paper Scissors with a fun twist, and Gold Rush, a two player strategy game where you bid on gold pieces to try to earn 32 points.

 

If you are a poker fan, you might have heard of a poker variation known as H.O.R.S.E. poker. This is a variation played at the World Series of Poker. You may be wondering what is H.O.R.S.E. poker. In this variation of poker, there are five rounds played and each round has a different kind of poker. So, the first round is Hold’em followed by Omaha, Razz, Seven Card Stud High and Seven Card Stud High-Low Eight or Better, or Hi-Lo.

Basically, every time one full round is over, qq online terpercaya the game changes in H.O.R.S.E. poker. Usually in tournaments, the game can change either after each round is over, or after a set amount of time.

In order to player H.O.R.S.E. poker, you have to be an outstanding poker player. Otherwise, you will not last very long on the table. But then, this is true for any kind of poker.

When you look at it, H.O.R.S.E. poker is not really a poker game. It is a format of poker that requires a player to use different strategies for each round. It goes without saying that observation is a vital part of playing this format of poker. You have to observe how your opponents play, look for their weaknesses and then make use of those weaknesses.

There are many online casinos that offer H.O.R.S.E. poker as it is fast becoming popular. When it comes to learning strategies for playing this format, it goes without saying that you first have to learn the strategies for individual games used in H.O.R.S.E. poker. While Hold’em is one of the most popular formats of poker, not many poker players, especially beginners could have played Razz poker. So, if you are one of those, then it is time to learn some strategies of Razz before you try your hand at H.O.R.S.E. poker.

In case you did not know, Razz is a seven card stud. It is played just for its low hand. For beginners, this version of poker can be confusing, but if you are serious about H.O.R.S.E. poker, then you should learn the nuances of this game first before attempting to play H.O.R.S.E. poker.

 

Overview:
Becoming a self-employed businessman is a great reputation in the society but the problems faced by the entrepreneurs from the day one of their business is enormous. It is a great challenge for a person to overcome all obstacles to become a successful businessman. The numerous problem faced by all is finance. Even great entrepreneurs of various industries have struggled a lot of financial crisis for setting up their business and to run their daily business operations. Thus finance plays a major role in the life of business people. Great ideas require the necessary financial support to bloom into a successful business.

Introduction:
There are various sources for business people to raise capital for their business. The most trusted source is from banks. There are various reasons why people choose banks as the best source for raising capital for their business. Banks provide a lower cost of funds in the form of Business Loans. There are various types of business loans at differential interest rates to facilitate business people to solve their financial crises.

Types of Business Loans:
Businesses are of different types and need finance at different stages of their business operations. The need also being different, banks help them in providing different types of business loans helping various small and medium enterprises to raise capital.

New Project Loan – Banks are interested in funding for new businesses and also for new projects of existing business. There are various criteria for getting new project loan and differs from bank to bank. Project loans are approved against the collateral of the person like residential property, commercial property or empty land.

Top-up on Existing Loans – These loans are issued for expansion, replacement, diversification of an existing business. These loans are approved for short term or long term basis to buy goods, machinery or any fixed assets for the company.

Working Capital Loans -These loans are provided for the business to solve sudden financial crises and repaid within short durations. Banks are more interested in providing working capital loans against their inventories, stocks or receivable bills of the company.

Secured Business Loan – Business loans in which companies raise their capital against any security for the bank. It may include plot, residential or commercial places, gold, shares, bills, insurance as collateral to get funds for their business. The interest rate is preferably less.

When a family vacation is something you’re considering, think about coordinating it around a work trip. Do you need to go to conventions, trade shows, seminars or other training for work? If you drive to go to those business activities, your gas mileage is tax-deductible regardless of how many individuals you have in the car with you. Does this conference or training trip require you to stay in a hotel? Your hotel expenses for that night can also be deductible regardless of whether you have your family with you in the room.

Scheduling family vacations around business travel can help make it more manageable. This allows you to enjoy time with your family or friends while also working on your business. Consult with your spouse or family to coordinate the two.

Manage taxable income and year-end purchases to lower tax bracket

Operating and owning a business requires seeing the big picture and planning for the future. Your business will likely need new or updated equipment, computers, other technologies etc. to operate smoothly and efficiently. Be able to forecast these needs.

Here is where you coordinate your tax situation with these needs. If you know you are in need of new equipment, computers, etc. in the near future, look at your taxes. If you are looking at a higher tax bracket for the year you may want to make these necessary equipment purchases sooner than expected. Or you may want to wait until next year. This requires consulting with your business advisor to determine the best option.

Use Retirement Plans

Consider reducing your current income by using a Retirement Plan. Not only will this help you once again for tax purposes, but it’s also helping you and your families future. So many small business owners neglect to put retirement needs on their priority list. Often we hear “my business is my retirement plan.” Putting all of your eggs into one basket can be extremely risky and even dangerous for your future.

You may want to consider adjusting your salary in order to account for contributing to a retirement plan. There are many ways to rearrange things to make it possible to contribute. The tax savings alone can help justify the redirecting of your income into a retirement plan. Be sure to look at all of the different options and scenarios as this will provide further clarity.

Every year, as the Atlantic hurricane season approaches many businesses have a nagging realization that they are at risk due to a catastrophic “Black Swan ” event. Black Swan events are a constant source of risk in states like Florida where many communities are subject to disruption due to coastal storms. This risk is particularly acute for businesses that depend on the storage of on-line data if there is a chance their critical data could become lost or corrupted. But the threat from Black Swan events isn’t limited to Florida, nor is it limited to large scale disruptive events like hurricanes.The black swan theory or theory of black swan events describes a disruptive event that comes as a surprise, has a major effect, and is often inappropriately rationalized after the fact with the benefit of hindsight. The term is based on an ancient saying which presumed black swans did not exist, but the saying was rewritten after black swans were discovered in the wild. Consider the following scenario…

“We tend to think of disasters in terms of the attacks on the World Trade Center, Hurricane Katrina, or other mega events. Sometimes, however, less notable events occur that can have a catastrophic effect on a business. In February 1981, an electrical fire in the basement of the State Office Building in Binghamton, New York, spread throughout the basement of the building setting fire to a transformer containing over a thousand gallons of toxin-laden oil. Originally thought to be PCBs, the toxins were soon determined to contain dioxin and dibenzofuran, two of the most dangerous chemicals ever created. The fire was smoky and quickly filled the 18-story building with smoke. As the transformer burned, the soot entered the buildings ventilation shafts and quickly spread toxic soot throughout the building. The building was so badly contaminated that it took 13 years and over $47 million to clean before the building could be reentered or used. Because of the nature of the fire, the building and its contents, including all paper records, computers, and personal effects of the people who worked there, were not recoverable. This type of event would be irrecoverable for many businesses.” – Operations Due Diligence, Published by McGraw Hill

What affect would a catastrophic hurricane that affected an entire region or a localized disruptive event like a fire have on the operation of your business? Could you survive that kind of interruption or loss? As the dependence on on-line data has grown in virtually every type of business, so has the risk that loss of their data could disrupt the operation of the business and even result in its complete failure. In response to these threats, there has been an evolution in the approaches used to mitigate these risks as the volume of on-line data has continued to grow. Originally, the concept of Disaster Recovery (DR) emerged as a mitigation strategy that focused on the recovery of critical data after a disruptive event by giving the business the ability to restore disrupted IT operations.

To hit gold in business, you have to think gold. What is your business all about? How do you intend to maximize profits? Here are tips on how to think different in business:

Think back to the future

Don’t wait till the harsh business storm hits your business; rather, always think of what to do better or next. For example, what are the things you need to put in place to ensure business growth? What stage is your business on the business chart, that is, in areas of development, growth or decline? Is your business vision realistic? What is your current profit margin? What is your intended profit margin? How do you intend to speed up your productivity? Evaluating your business, keeps you prepared for the future.

Believe your ideas are valuable

Always think your glass is half full. Think about possibilities not only about likely constraints. As a business owner, you have to nurture a positive mental attitude; believe things will work out fine. If there are possible risks, device means to avoid or manage them. Risks are unforeseen, but you can plan ahead to avoid or mitigate them. Being positive in business enables you take a chance on yourself, be bold to take calculated risks, and believe you are adding value, even when the numbers say otherwise. That is a way of thinking differently in business.

Dig beyond your current offerings

Do not just view things on the surface. Think intensively and carry out research on other ways your business can benefit your target market. Reflect on the true realities of where your business stands at the moment. What are your business challenges? Classify them and analyse them to see how you can make a difference. Outline your business SWOT analysis (Strengths, weaknesses, opportunities and threats). Go beyond the surface; be realistic.

Your competitors are watching

Understand your business environment; be familiar with your competitors’ strategies – if you are not, you can bet that your competitors are doing their homework. What resources do they have that surpasses yours? How can you leverage to collaborate and partner to get the necessary resources? What’s the best way to build more goodwill? Do a survey on your business, and be cautious of the events happening in your business environment.

Starting a business can be a very daunting adventure if a proper plan is not put in place. Most entrepreneurs start up their businesses without putting adequate plans in place to succeed. No wonder one out of every five businesses crumbles within 5 years! If one thing should be taken very seriously, it should be your business plan. This is your “blueprint for success.”

Every business begins from a thought. A thought or idea can only become reality when expected actions are taken. When an idea is conceived, the logical corollary is that such ideas need to be written out, in black and white and on paper; or else the idea will fade off when the enthusiasm that the thought initially brought subsides. Hence, having a written business plan is pertinent if your business is to stand the test of time.

Now, what is a Business Plan?

One definition, according to entrepreneur.com, is that a business plan is a “written description of the future of your business; a document that indicates what you intend to do and how you intend to do it.” If you notice a paragraph on the back of an envelope describing your business strategy, you have already started a written plan, or at least the first draft of a plan. The business plan itself consists of a narrative and several financial worksheets.

The very act of planning helps you to think things through in a systematic and thorough way. Study and research your market niche if you are not sure of the facts, and look at your ideas critically. It may take some time now, but helps to avert costly and disastrous mistakes in future.

In this article, I want to provide a very brief look at the steps involved in planning a business:

1. Identify Your Passion: Knowing what you love doing, even without making money, is the stepping stone in starting any business. Most people enter into a business they know nothing about, and stop after only few months. Some get tired of their businesses simply because they are not happy with the activities involved in running the business anymore. According to Sabrina Parsons, (CEO of Palo Alto Software) “Know yourself, and work in a job that caters to your strengths. This knowledge will make you happier.”

The reason why many businesses fail in their first five years is because the entrepreneurs do not find fulfillment in running their business anymore. Hence, they tend to move on in search for happiness.